Terms and conditions
Rules for accounts, reader access, purchases, permitted use, service availability, and liability.
Read policy →Legal information
Clear terms for readers, purchasers, and professional users.
These policies apply to the Hotel Finance Practice Library, eHMS Press digital editions, reader accounts, companion resources, and direct purchases made through this website.
Effective date: 8 September 2026
Privacy policy
What data is collected, why it is used, service providers, retention, security, and reader rights.
Read policy →Refund and cancellation policy
Direct digital-purchase terms, statutory exceptions, retailer purchases, duplicate charges, and technical non-delivery.
Read policy →Educational and professional disclaimer
Independent practitioner commentary, no professional advice, reader responsibility, and no guaranteed outcome.
Read policy →Copyright, trademark, and independence notice
Copyright ownership, permitted references to USALI®, and the absence of affiliation with HFTP or other rights holders.
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